I want to live by myself when I move out of my parent's place but I'm really afraid of money problems? I'm afraid that the only place I can afford will be in the ghetto and it'll all be torn apart and I'll only be allowed to eat one granola bar a week. I'm really stressing out about this. I don't know anything about after school life. I don't know anything about paying bills or how to buy an apartment and it's really scaring me. is there anything you know that can help me?
HI darling,
I’ve actually got a super wonderful masterpost for you to check out:
Home
what the hell is a mortgage?
first apartment essentials checklist
how to care for cacti and succulents
the care and keeping of plants
Getting an apartment
Money
earn rewards by taking polls
how to coupon
what to do when you can’t pay your bills
see if you’re paying too much for your cell phone bill
how to save money
How to Balance a Check Book
How to do Your Own Taxes
Health
how to take care of yourself when you’re sick
things to bring to a doctor’s appointment
how to get free therapy
what to expect from your first gynecologist appointment
how to make a doctor’s appointment
how to pick a health insurance plan
how to avoid a hangover
a list of stress relievers
how to remove a splinter
Emergency
what to do if you get pulled over by a cop
a list of hotlines in a crisis
things to keep in your car in case of an emergency
how to do the heimlich maneuver
Job
time management
create a resume
find the right career
how to pick a major
how to avoid a hangover
how to interview for a job
how to stop procrastinating
How to write cover letters
Travel
ULTIMATE PACKING LIST
Traveling for Cheap
Travel Accessories
The Best Way to Pack a Suitcase
How To Read A Map
How to Apply For A Passport
How to Make A Travel Budget
Better You
read the news
leave your childhood traumas behind
how to quit smoking
how to knit
how to stop biting your nails
how to stop procrastinating
how to stop skipping breakfast
how to stop micromanaging
how to stop avoiding asking for help
how to stop swearing constantly
how to stop being a pushover
learn another language
how to improve your self-esteem
how to sew
learn how to embroider
how to love yourself
100 tips for life
Apartments/Houses/Moving
Moving Out and Getting an Apartment, Part 1: Are You Sure? (The Responsible One)
Moving Out and Getting an Apartment, Part 2: Finding the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 3: Questions to Ask about the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 4: Packing and Moving All of Your Shit (The Responsible One)
How to Protect Your Home Against Break-Ins (The Responsible One)
Education
How to Find a Fucking College (The Sudden Adult)
How to Find Some Fucking Money for College (The Sudden Adult)
What to Do When You Can’t Afford Your #1 Post-Secondary School (The Sudden Adult)
Stop Shitting on Community College Kids (Why Community College is Fucking Awesome) (The Responsible One)
How to Ask for a Recommendation Letter (The Responsible One)
How to Choose a College Major (The Sudden Adult)
Finances
How to Write a Goddamn Check (The Responsible One)
How to Convince Credit Companies You’re Not a Worthless Bag of Shit (The Responsible One)
Debit vs Credit (The Responsible One)
What to Do if Your Wallet is Stolen/Lost (The Sudden Adult)
Budgeting 101 (The Responsible One)
Important Tax Links to Know (The Responsible One)
How to Choose a Bank Without Screwing Yourself (The Responsible One)
Job Hunting
How to Write a Resume Like a Boss (The Responsible One)
How to Write a Cover Letter Someone Will Actually Read (The Responsible One)
How to Handle a Phone Interview without Fucking Up (The Responsible One)
10 Sites to Start Your Job Search (The Responsible One)
Life Skills
Staying in Touch with Friends/Family (The Sudden Adult)
Bar Etiquette (The Sudden Adult)
What to Do After a Car Accident (The Sudden Adult)
Grow Up and Buy Your Own Groceries (The Responsible One)
How to Survive Plane Trips (The Sudden Adult)
How to Make a List of Goals (The Responsible One)
How to Stop Whining and Make a Damn Appointment (The Responsible One)
Miscellaneous
What to Expect from the Hell that is Jury Duty (The Responsible One)
Relationships
Marriage: What the Fuck Does It Mean and How the Hell Do I Know When I’m Ready? (Guest post - The Northwest Adult)
How Fucked Are You for Moving In with Your Significant Other: An Interview with an Actual Real-Life Couple Living Together™ (mintypineapple and catastrofries)
Travel & Vehicles
How to Winterize Your Piece of Shit Vehicle (The Responsible One)
How to Make Public Transportation Your Bitch (The Responsible One)
Other Blog Features
Apps for Asshats
Harsh Truths & Bitter Reminders
Asks I’ll Probably Need to Refer People to Later
Apartments (or Life Skills) - How Not to Live in Filth (The Sudden Adult)
Finances - Tax Basics (The Responsible One)
Important Documents - How to Get a Copy of Your Birth Certificate (The Responsible One)
Important Documents - How to Get a Replacement ID (The Responsible One)
Health - How to Deal with a Chemical Burn (The Responsible One)
Job Hunting - List of Jobs Based on Social Interaction Levels (The Sudden Adult)
Job Hunting - How to Avoid Falling into a Pit of Despair While Job Hunting (The Responsible One)
Job Hunting - Questions to Ask in an Interview (The Responsible One)
Life Skills - First-Time Flying Tips (The Sudden Adult)
Life Skills - How to Ask a Good Question (The Responsible One)
Life Skills - Reasons to Take a Foreign Language (The Responsible One)
Life Skills - Opening a Bar Tab (The Sudden Adult)
Relationships - Long Distance Relationships: How to Stay in Contact (The Responsible One)
Adult Cheat Sheet:
what to do if your pet gets lost
removing stains from your carpet
how to know if you’re eligible for food stamps
throwing a dinner party
i’m pregnant, now what?
first aid tools to keep in your house
how to keep a clean kitchen
learning how to become independent from your parents
job interview tips
opening your first bank account
what to do if you lose your wallet
tips for cheap furniture
easy ways to cut your spending
selecting the right tires for your car
taking out your first loan
picking out the right credit card
how to get out of parking tickets
how to fix a leaky faucet
get all of your news in one place
getting rid of mice & rats in your house
when to go to the e.r.
buying your first home
how to buy your first stocks
guide to brewing coffee
first apartment essentials checklist
coping with a job you hate
30 books to read before you’re 30
what’s the deal with retirement?
difference between insurances
Once you’ve looked over all those cool links, I have some general advice for you on how you can have some sort of support system going for you:
You may decide to leave home for many different reasons, including:
wishing to live independently
location difficulties – for example, the need to move closer to university
conflict with your parents
being asked to leave by your parents.
It’s common to be a little unsure when you make a decision like leaving home. You may choose to move, but find that you face problems you didn’t anticipate, such as:
Unreadiness – you may find you are not quite ready to handle all the responsibilities.
Money worries – bills including rent, utilities like gas and electricity and the cost of groceries may catch you by surprise, especially if you are used to your parents providing for everything. Debt may become an issue.
Flatmate problems – issues such as paying bills on time, sharing housework equally, friends who never pay board, but stay anyway, and lifestyle incompatibilities (such as a non-drug-user flatting with a drug user) may result in hostilities and arguments.
Think about how your parents may be feeling and talk with them if they are worried about you. Most parents want their children to be happy and independent, but they might be concerned about a lot of different things. For example:
They may worry that you are not ready.
They may be sad because they will miss you.
They may think you shouldn’t leave home until you are married or have bought a house.
They may be concerned about the people you have chosen to live with.
Reassure your parents that you will keep in touch and visit regularly. Try to leave on a positive note. Hopefully, they are happy about your plans and support your decision.
Tips include:
Don’t make a rash decision – consider the situation carefully. Are you ready to live independently? Do you make enough money to support yourself? Are you moving out for the right reasons?
Draw up a realistic budget – don’t forget to include ‘hidden’ expenses such as the property’s security deposit or bond (usually four weeks’ rent), connection fees for utilities, and home and contents insurance.
Communicate – avoid misunderstandings, hostilities and arguments by talking openly and respectfully about your concerns with flatmates and parents. Make sure you’re open to their point of view too – getting along is a two-way street.
Keep in touch – talk to your parents about regular home visits: for example, having Sunday night dinner together every week.
Work out acceptable behaviour – if your parents don’t like your flatmate(s), find out why. It is usually the behaviour rather than the person that causes offence (for example, swearing or smoking). Out of respect for your parents, ask your flatmate(s) to be on their best behaviour when your parents visit and do the same for them.
Ask for help – if things are becoming difficult, don’t be too proud to ask your parents for help. They have a lot of life experience.
Not everyone who leaves home can return home or ask their parents for help in times of trouble. If you have been thrown out of home or left home to escape abuse or conflict, you may be too young or unprepared to cope.
If you are a fostered child, you will have to leave the state-care system when you turn 18, but you may not be ready to make the sudden transition to independence.
If you need support, help is available from a range of community and government organisations. Assistance includes emergency accommodation and food vouchers. If you can’t call your parents or foster parents, call one of the associations below for information, advice and assistance.
Your doctor
Kids Helpline Tel. 1800 55 1800
Lifeline Tel. 13 11 44
Home Ground Services Tel. 1800 048 325
Relationships Australia Tel. 1300 364 277
Centrelink Crisis or Special Help Tel. 13 28 50
Tenants Union of Victoria Tel. (03) 9416 2577
Try to solve any problems before you leave home. Don’t leave because of a fight or other family difficulty if you can possibly avoid it.
Draw up a realistic budget that includes ‘hidden’ expenses, such as bond, connection fees for utilities, and home and contents insurance.
Remember that you can get help from a range of community and government organizations.
(source)
Keep me updated? xx
Hello please reblog this if you’re okay with people sending you random asks to get to know you better
What happened in Berlin was so scary to me. It rlly showed how far the right wing is willing to go.
People of color and ppl who aren't ethnically German(like me, I'm half turkish and half Kurdish) are scared to go outside.
And the media is definitely trying to cover this up, please educate yourself on what's happening in Europe- especially about what just happened in Germany.
Ppl rlly forget what happened just 80yrs ago.
And sure "lEfT wInG iS wOrSe tHaN rIghT wINg" literally shut the fuck up
I am fucking scared to go outside.
Okay, I don’t know how true this is - but this is huge fucking news.
I’ve been saying this for a while now, but Disney, Amazon and co. are trying to return to the studio system of the old Hollywood days that got - rightly - discontinued in the 1960s. Those were the days when each studio owned their own cinemas that could only stream their movies, where they owned actors who could only play in their movies (unless hired out by others) - and that led to people like Judy Garland, Marilyn Monroe etc. literally being owned by studios that fed them non stop pills and driven to overdose.
That’s the end point. That’s not the point we’re at now. But you’ll notice that in the last 3 or 4 years, every major production company now has a streaming platform. Much like up until the late 1960s in America, you can only see movies on company-owned platforms. This, with Johansson, is a huge step further - the largest production company in the world - who breached contract, not the other way around - are now essentially blacklisting Johansson from working with them for speaking out against them. Sure, this isn’t a blacklist on the level of the red and lavender scares - but if they can do this to Johansson, the biggest actor in the world, it sets a huge fucking precedent for blacklisting anybody who stands up for workers’ rights.
It also sees Disney - and other companies will follow suit, as they always do - moving a step closer to owning their stars. What Disney is trying to say is that Disney and Johansson are not equal partners in the contract, but that Disney has the ultimate say over everything. This idea that the contract is a formality is absolutely fucked, because it means that artists have no rights under the corporations, and if they want to continue to work they have to obey. Nobody is signing exclusive contracts yet, but you bet this is reverting to Judy Garland times.
We are not going forwards. The movie industry is going backwards to the days of Louis B. Mayer (and it’s capitalism’s fault) and we all need to boost the fuck out of this. The courts will handle the Disney case - but we must support ScarJo (I say as very much a non ScarJo fan) and make sure that she continues to have a career after this, to set the precedent that audiences will not stand for future blacklisting.
How do you think Shigaraki, Stain, and Twice would react to their partner (presumably one they’ve been with for a while/are in a serious relationship with) telling them they were pregnant?
At first, I think Shigaraki would be troubled. Him, a dad? Family didn't work out too well when he was growing up. Who's to say history won't repeat itself? It would take some time to convince him that he's far different than his father (and AFO, if we're adding all his toxic father figures to the mix), and that he's capable of giving his kin a good life. Over time, his frustration and confusion around being a parent begins to clear up. He'll go through his moody phase for a bit, but he'll still be supportive throughout your pregnancy. When you're ready to give birth, you'll be content to see that he's actually quite happy about the prospect of raising a mini fusion of you and him. It's a non-verbal show of his love for you, which he's definitely a fan of, as well as a chance to do all the right things his dad couldn't.
Stain would be another one who's initially deeply troubled by the news. He's a vigilante. He never planned to pass on his genes and he certainly doesn't have the means to provide for his family. He's the type to think about logistics before all else. Is it possible for all three of you to survive in this economy and hero-plagued, self-righteous environment? Not really. You would need to pull more than your weight and work a few jobs, if possible. He might also have to warp his morals a bit and steal from his slaughtered victims. It was never about the money before, but it would be now. Over time, like Shigaraki, when he realizes things could turn out okay, he'll come around to the idea of having a child. He'll absolutely take care of you throughout the process, regardless of whether or not he's on the fence about the birth.
Our darling boy Twice is an entirely different story from the latter two. He's ecstatic! He never thought he would be a father, being the way he is, but it's always been a sweet little dream of his. Starting up a family with the person he loves? He's here for it. Do you want another one? 'Cause he's down to have more than one, so long as it would make you happy. Maybe with you by his side, the kids wouldn't turn out as fucked up as him. Prepare to be pampered. Prepare to be exposed to an overprotective Twice throughout your pregnancy. He won't let anyone, even those he trusts in the League, to get close to you while you're carrying his kin. It's not that he doesn't trust them... wait, no; that's exactly why.
If you’re an artist, describe your current art style as best you can in the tags (don’t say “bad :(” or “ugly :(” or anything similar)
i just find it so weird that some of y’all have a big platform and continue to just ignore these serious ass issues. i get that politics isn’t for everyone. and that maybe you don’t wanna “talk” about it. but as a black person, it’s shoved in my face everyday. and in every other black person’s face.
we have no choice but to talk about it. so i just find it real weird that y’all just ignore these issues because they make you feel some type of way.
black people “feel some type of way” every day. we can’t escape this shit. so grow a pair and get your head out of your ass. it takes one simple reblog, and y’all still can’t do that. imagine.
(Do not steal or repost my work)
Lilith redesign because she deserves it <3
She is the nanny of Madison, and basically an aunt to her, since she and Madison's mother were best friends long before the mother died.
She is human, but a huge ally to shifters and hybrids. She will do anything to help the Guardian, as long as there is common sense in her commands, of course.
Here are 2 old comic panels including her that won't be used any longer :p
Eh my style was okay back then, but I can do better lol
Due to all my bills for the month of june i find myself struggling to pay my car payment once again and put food on the table for myself. to pay my car full its 800 dollars im so close to paying it off. i know tumblr makes miracle’s happen and i really need this one to happen for me so i don’t lose my job because i don’t have a car . I’m asking for 800 dollars for my car and 70 dollars for food. please help a black lesbian girl meet her goal!!!
Venmo: Coffee1994xx
cashapp:coffee1994xxx
PayPal : princesscoffee1994
0/870
Anyways, y’all better start saving your fave fanfics and fanart under the Disney labels cause it looks like they’re trying to curb fair use/fanworks and I’m sure there’s going to be mass panicked deletions even though it’s probably unnecessary cause AO3′s legal team will fight for us.