This Was Just Supposed To Be A Cute Sketch Of Shmim In A Floatie Donut, But Then The Others Joined In

Children who have no concept of age are adorable. yes, Tim fell of the high bars. 

I always knew something about my dad didn’t add up...

Who wants to hear my new conspiracy theory about lawyers

dropout needs to put him in VIP S3

Friendly reminder for all y’all exclusionists in the replies that Straight Ace is an oxymoron!

@ all girls coming to terms w not being straight: i love u, i am proud of u, there is nothing gross or wrong about liking/loving other girls and u are brave and valid and good

I now know firsthand that going to a car dealership is…an experience.

I went going exactly what car I wanted and I imagine that if you don’t know that much it’ll be easier for a dealership to screw you over when you get there by feeding you misinformation about a car, manipulating you into buying a more expensive model, and etc.

I had already done all my research online so I knew what I wanted. Down to the color. (Green is my favorite color!)

So boyfriend and I went (I followed Tumblr’s advice about bringing a man lol). And I test drove the car and loved it just like I knew I would. And THEN the real dealership experience began.

The bottomline is that I knew my credit score and so I knew what kind of interest rate (APR) I should expect. I also knew the manufacturer price of the car (MSRP) and I knew how much they were selling for on average in my area ($3k less than MSRP).

So I knew what I was going to pay and I had already decided on that in my head.

So dealer #1 (a white guy–this is relevant to mention lol) brings back the first set of numbers. He cushions it with making small talk and flattering me on starting my PhD in August. He also chats up boyfriend.

The numbers were bad. I could tell looking at it. Although they didn’t say the APR, I knew that my monthly rate shouldn’t be that high based on the number of months I’d be paying it. Also they only gave me $2k off MSRP.

I noted that the sticker price was too high because I can go to another dealer and get it cheaper and they knocked off another $1k.

And then I asked him what the APR was. He was very evasive and kept telling me to look at the monthly payments because that’s what “really matters.” No, what really matters is what I’m paying for the car overall which is the sticker price + state fees (unavoidable) + interest rate.

Dealer #1 finally told me the APR and it was 3x the rate I knew I was eligible for. I told him that’s not gonna work. He turned aggressive and said that I’m a first time buyer and I can’t expect better and that I’m being unrealistic to expect a lower rate and etc etc.

So I said that my bank quoted me a rate half that much and I’ll just go through them and buy later (at a different dealer). Because I want the car but there’s 2 other places I can go to get it in my area.

Then all of a sudden dealer #1 could get me a better APR. His next offer was 2x what I wanted to pay. I said nah that good enough.

Then they brought out dealer #2, who was a Black guy. He didn’t sit down and instantly start talking about the price. He said a bunch of small talk and said some stuff about being Black lol. Tryna be chummy chummy and connect with us on a racial level.

Then he tried to push the same numbers as dealer #1. I said I know I’m young and I don’t have a math background but you’re charging me way too much for this car and I’m not going to buy it at that price. Period. I said: get the APR down and I’ll buy the car. He kept telling me it wasn’t possible and I said okay…I won’t buy it.

But then he was like wait…lemme run the numbers. And ta da! He came back with the right APR. Also zero down. And payments lower than my target.

This whole process took 5 hours.

Moral of the story:

- know as much as you can before going to a dealership so you can focus on the numbers - know your credit score so you know what your APR should be - get approved through an independent bank for a loan so you have leverage to negotiate with a better rate from the dealer - don’t focus on monthly payments. Times that by the amount of months so you know what you’re REALLY paying - threaten to walk because stuff magically happens at dealerships when you do lol

Just gonnae post this to piss off any fash who see it.

Was thinking of the Big Goblin Eyes again and was thinking that the only three people who are completely immune to Riz using it are:

Sklonda

Penny

Gorgug

(sorry Pok, lol)

Sklonda has built up at least 14 years of immunity to her kid doing the big cute eyes at her. Mostly because he uses it EVERY time she's trying to get him to go to bed at a decent hour. No you little shit, not ten more minutes, NOW.

Penny has so many adorable younger siblings that if she WASNT immune it would be anarchy. Plus, she can also do big sad eyes. Not as effective as Riz (he gets a bonus for the slitted pupils) but it's still pretty powerful.

Gorgug lives with gnomes. All his neighbours are small folk. He doesn't see them as exceptionally cute or endearing like other tall species would, they're just people. Saying that though basically any kids he played with growing up would use their cute factor to get what they wanted, including some bullies, so it never works on him anymore.

Poks lack of immunity? That's his BABY BOY. Yes they're basically the same height now why does that matter?

i know there’s a lot going on but ICE are now one step closer to literally creating gas chambers. they are spraying a chemical called HDQ neutral roughly 100 times a day, every 15 minutes at the adelanto detention center (one of the biggest in the country). people are getting rashes, headaches, their insides are bleeding, etc. the guards are wearing gloves and masks but the detainees have NOTHING. and here’s a quick reminder - america inspired the nazis to create gas chambers when they gassed latino people during the 1917 bath riots. 

here’s a petition to sign. it’s close to it’s goal. if there’s anything else we can do to help i’ll update this post.

spring cleaning xx