Overcompensating for the snow by making my study setup extra tropical šµšæ
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PLEASE PLEASE PLEASE DONATE IF YOU CAN, AND PLEASE REBLOG TO SPREAD THE WORD.
I hardly even have the energy to write this but here we goā I will restate some things again now that I have more information, and Iāll try to explain this as calmly as I can rather than how I did the very first time I found out this was happening.
THEY GAVE US LESS THAN A MONTH TO PAY $20,000.
We missed our mortgage payment in February. The mortgage is $3,200 each month, because they gave it to us for an insanely high rate. Weāve been able to keep up with it up until now but suddenly thereās been much less work and so we missed the February one.
This is the letter telling us to pay for February, plus $2,600 inĀ ālegal feesā that they added, totaling $6,000.Ā
The payments are meant to be automatic. In March, when we did have the money, they did not take it even though they were supposed to. My dad had even messaged them telling them to take it and they would not. They did this purposefully so that they could now haveĀ ātwoā months ofĀ āmissedā payments over us. They need three months in order to be able to evict us.
Thereās $6,400 in mortgage alone, not including the February ālegal feesā or any that they probably also added for March. Originally, they had first demanded that we pay these overdue payments.
THEN, they decided to add April into it. Mortgage x 3 = $9,600. Within a span of few days, they keep changing their own story. They just keep adding to it!!! You can see that the very first letter was received on April 4. The most recent letter that I will show in a moment, is from April 18. In just these few days, they added so many more payments into it???Ā And now, since they keep changing their story, they have these three months on us!!!
Thanks to loans from friends, kind donations, and work of course, we were able to collect $6,000 and quickly rushed to the bank to create a bank draft (a very official cheque) for $6,000 and we quickly mailed it off to them. We wanted to pay them the $6,000 we had ASAP so that we could have paid somethingĀ and they couldnāt evict us, right?
We fell into a short moment of calm where we thought we were safe from being evicted now. We paid $6,000 and they couldnāt evict us and weād pay the rest as soon as we had it. Of course you know this didnāt last. THEY MAILED THE CHEQUE BACK. SAYING THAT THEY WOULDNāT ACCEPT IT UNLESS IT CONTAINED THE FEBRUARY, MARCH, AND APRIL PAYMENTS. If they want the money so badly shouldnāt they just accept the $6,000 and take the rest later? No, because then they KNOW they canāt evict us, and thatās EXACTLY what they are trying to do. THEY WANT THIS TO BE AS IMPOSSIBLE FOR US TO PAY AS POSSIBLE. They could have taken the $6,000 but then they are unable to evict us, and they want to evict us.
THEN, THEY ADD MAY.
Our mortgage payments areĀ āofficiallyā meant to be paid on the 2nd of each month, but my dad had agreed with them to pay on the 25th of each month. That is how it has been the entire time we have lived here and they know this. But suddenly, they decided that we need to pay for May as well, because if we were to pay on May 25th, that falls after their May 20th deadline. So they suddenly said the 2nd again because thatās how it is in the papers, even though they have agreed previously that the 25th was okay, and BAM THERE IS A 4TH MONTH ON US???Ā They are literally looking for every way they can to fuck us over.
This is the most recent letter, telling us to pay $20,000!!!!! How could they just go and suddenly change it to THIS??? Mortgage x 4 is $12,800, the rest is literallyĀ āLEGAL FEESā AND INTEREST THAT THEY KEEP STACKING ON US OUT OF NOWHERE. $5,400 is just for their lawyer who only sent us one letter and then proceeded to ignore and avoid us when we wanted to question him further!!
It is literally fucking evil how they are trying their hardest to make this unpayable for us. I donāt even think itās about getting this money, or else they would have taken the $6,000 when we sent it to them. It is about making this unpayable for any person, so that they can take the whole house from us. They could have easily taken this $6,000 from us and taken the rest later, but they wouldnāt even accept it until it was the full $20,000 that they suddenly decided that they want. So many of that are just fees that they made up!!!!
This isnāt even counting other bills that we have to pay such as electricity and food.
It is so. Fucking. Wrong.
And my family is SO TERRIFIED.
Worst case scenario ? We will get evicted. We will be HOMELESS. IF, we have any money, we might be able to rent an apartment. Apartments are expensive and require 2 monthās rent upfront. We wouldnāt have enough bedrooms for all our family members. We wouldnāt have enough space to take most of our belongings. We wouldnāt be able to take ANY of our animals (2 dogs and 6 rescue cats) as no apartments near us allow animals (we checked) and even the shelters in the area are utterly horrible and careless (in addition to charging you per animal..) Most of our animals are unadoptable as well. And this is all IF we can even afford an apartment, IF we are left truly homeless, weād still lose everything, on top of having nowhere to go to and social services possibly even taking my 10 and 6 year old siblings away.
THE ONLY REALISTIC OPTION FOR US is somehow paying this off, because we need to stay here long enough to sell this house. My house has been on the market for 3 weeks now and only one person has come to even view it so far, and wasnāt interested in buying it. If we can sell this house, which we definitely should be able toā¦with a little more time⦠Then we can pay off the full mortgage and move elsewhere, where we wonāt have this problem again.
No, sueing is not a realistic option. How can we go against this entire corporation and their lawyers? Our own lawyers would cost thousands that we donāt have, court would take ages, and they would still evict us in the meantime. They know this. They know we are powerless against them.
My dad is working as hard as he can but his job is being very slow at the moment. He installs floors and normally at this time of year, he should be buried in work but for some reason he isnāt getting any. On top of that, his boss from the main store he works at hates him and purposefully does not give him work. The other 3 stores he is hired at simply are not giving him much to do.
I am applying to all the jobs I can but none are contacting me back. I am so frustrated. One job in particular nearby my house would have been the most perfect option for me and they hired someone else instead. I am still trying to search for a job but we also live in a kind of middle of nowhere area and I have limited transportation. I am trying my absolute best. Iām also doing art commissions - PLEASE consider getting one if you can!!!
My mom doesnāt speak a word of English, cooks and cleans constantly, and takes care of my young siblings every day, and yet is stillĀ searching for a job for herself⦠I have no idea how she will get one without being able to speak English or having any experience.
My parents donāt really have any friends/family in Canada. I have a very small family and they are all in Poland and very poor. Weāre usually the ones sending them money every month. Weāre even considering asking my grandma in Poland to take out a loan from the bank for us, but my mom is so embarrassed to ask her for fear of terrifying her too much (she hasnāt told her any of this so as to not stress her outā¦) and they are unlikely to even give my grandma a loan since she is poor and very old. We canāt really ask her for much help but we might just have to. Even if she is able to get a loan for us, we will still be far from our goal⦠But my mom thinks thereās no way the bank will give my grandma a loan.
We are literally doing everything we can and they are just trying their hardest to take this house from us⦠Itās sick. Itās horrifying. I never knew that people could be this completely evil. To think that within a span of just a few days they would change their own story like 3 times just to make this harder and harder for usā¦
PLEASE help us if you can!!! If each follower could donate even a dollar, that would help immensely. Please reblog to spread the word too! Please look at my commissionsā¦! This looks like a very hopeless situation but hope is really all I can have anymore. All I can do is hope for a miracle.. Iām trying my best to apply for more jobs and hopefully get hired somewhere. My dad should have some work for the next week. Maybe we can do thisā we have to do this⦠The outcome if we canāt is more horrible than I can even imagineā¦
Please donate if you can, I greatly appreciate all the help we can get.
Iām so sorry for being annoying posting this⦠I know itās not nice to see this post but this is my biggest outlet to hopefully get a bit of help.
I will keep you updated as I learn more and thank you so much to anyone who may be able to help or who has helped so far.
https://www.paypal.me/alexg05
https://www.gofundme.com/losing-the-house-the-children-the-animals
ArtĀ Commission InfoĀ - at this point I will attempt to draw pretty much ANYTHING, ask me about it and I will see if I can do it.
AUG 24 / 20Ā
good morning have a great mondayĀ !!
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hi luv!! I notice you do a lot of pilates with blogilates! I love her sm lol sheās amazing but I was wondering,, do you have any fav videos of hers that you do regularly/more often than others? I love the 100 challenges that she does and a couple of other videos but I wanted to know which ones you like the most !!
hi angel!! eee iām so glad so many of you seem to love cassey too, sheās great ⨠here are the videos i always go back to:
thighs
i really really like you squat challenge
plie squat challenge
shape of you(r thighs) squat challenge
call me maybe squat challenge
20 minute inner thigh isolation workout
5 moves to target inner thighs
obliques
extreme obliques workout
quick burn obliques workout
candle stick dippers workout
another quick burn obliques workout
back
backless bride workout
ultimate back workout
3 minute quick back workout
backless dress workout
arms
20 minute arm isolate
quick burn tricep workout
quick burn arm workout
bridal bootcamp arm workout
6 minute arm workout
pop pilates arm workout for beginners
absĀ (for abs, i typically just make up my own routine vs following videos, but i like these ones!!)
pop pilates ab workout for beginners
lower ab isolation exercises
abs and obliques workout
for cardio, i tend to just do piit workouts!! i typically only do this oneĀ but iāve done this one a few times as well and i liked/hated it (hated bc it was painful and i felt like dying the entire time lmao)
this is probably an unpopular opinion but iām excited for bangtanās collab with halsey.
sheās supported them for a long time now and i donāt think sheās using them for clout like previous western artists have.
i know sheās been problematic in the past and itās not my place to tell people how they should feel about that, but sheās human and i believe sheās grown from her mistakes.
as a mixed, openly bisexual female artist who has spoken out about her experiences being bipolar and who continuously and consistently writes meaningful songs regarding her own personal struggles with relationships, fame, and her own self-image, iām excited for what she and bts can bring to the table.
i just get annoyed at how quickly certain bts fans ācancelā other celebrities (especially female celebrities) at the tiniest whiff of something problematic and then bash bighitās collab choices.
weāve already established that members of bts have done problematic things in the past, but we forgive them because we recognize that theyāve matured and learned from their mistakes. but yāall canāt do that for halsey? ok.
listen to her less mainstream music and get back to me on how she only writes stupid tumblr teeny-bopper songs. songs of hers such as gasoline, control, hurricane, empty gold, and selfie have really helped me through hard times and i believe at her core, halsey is an artist who puts a lot of care and meaning into her songs, and who is also interested in being an advocate for her communities.
hearing bad at love on the radio?? where halsey openly sings about having dated men and women?? on the RADIO?? MY BISEXUAL ASS WAS SHAKING!!
but some of yāall are so caught up in bashing her that you canāt even recognize her good qualities, huh?
It sucks for that guy...
man that really SUCKS doesnāt it? ā¦.Iām sorry
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Thursday, the 3rd of November
I woke up before my alarm tonight, spending the additional time with my dog thinking about what I liked and didn't like about yesterday's mental health day. Yes, I got some much needed sleep but although I sketched a little, ate healthy and took it slow I was disappointed. Why did I not use that time I took for myself to read, to create, to go for an actual hike? I felt paralysed in my freedom - I spent hours feeding my head with things I don't care about at all. I don't know whether it was out of fatigue, convenience or being overwhelmed by my schedule. Whatever was the root it gave me a glimpse into a time that I never want to experience again. So today I will start small. Putting only three things on my to-do list and doing self care based on necessity, not my planning.
Studying
MediƤvistik lecture
Library visit
Read Obasan
u ever get no sleep and the next day ur body functions like the tumblr app
100 Adjectives in Korean
Free Apps For Learning Korean
100 Verbs in Korean
Conjunctions in Korean
K-Drama Words and Phrases
10 Korean Proverbs
100 Common Words in Korean
100 More Verbs in Korean
Animals
Counting Units in Korean
missing my fall semester study setup, missing taiwanese vegan desserts, missing taipei
what i did today:
⢠bio unit 1 (2 objectives)
⢠bio unit 2 (2 objectives)
⢠pure math chapter 2
⢠pure math chapter 9
⢠bio unit 2 notes review
what i didn't get to (i got tired):
⢠1 caribbean essay paragraph
⢠2 chem objectives
⢠draw kidney plan diagram
also im obsessed w new jeans.
lol. I have no idea what to put in a description. Does this describe me?! ok i confused myself... side blog @productivelily102
179 posts