Real Life Tip/rant: Last Year, I Paid Off All Of My Credit Card Debt And My Credit Score JUMPED… I

Real life tip/rant: last year, I paid off all of my credit card debt and my credit score JUMPED… I was so happy because I felt like I was making some real strides in my life.

But a few weeks ago, my credit score dropped 30 fucking points.

I was so lost and confused because I don’t owe anybody money and I don’t have a credit card.

Little did I know, that was the problem. If you are not actively building your credit MONTHLY, that shit will dropped.

The second you build any credit history, you need to keep building on it, unless your credit score is 0 (you don’t have to worry about that shit dropping obviously but you should start building credit history, maybe starting with a secured card).

Don’t let this shit happen to you.

More Posts from Midstofspring and Others

5 years ago
I Mad Agree With This.

I mad agree with this.

5 years ago

Ultimate guide to the most beautiful & elegant places to travel to:

Aoyama Flower Market Tea House - Tokyo, Japan

Ueno Toshogu Peony Garden - Tokyo, Japan

Café La Rose - Bangkok, Thailand

Flowers in Paros - Paros, Greece

Bardini Gardens - Florence, Italy

Villa Durazzo-Pallavicini Flower House - Genoa, Italy

Schloss Benrath - Düsseldorf, Germany

Esterházy Palace - Eisenstadt, Austria

Bloemenmarkt Flower Market - Amsterdam, Netherlands

Craigievar Castle - Craigievar, Scotland

Hever Castle Rose Garden - Hever, England

Arundel Castle and Gardens - Arundel, England

Castle Ashby Orangery - Northamptonshire, England

Peggy Porschen - London, England

Elan Café - London, England

Aubaine - London, England

Chateau du Gudanes - Château-Verdun, France

The Grand Trianon - Versailles, France

Plateau de Valensole - Valensole, France

Angelina - Paris, France

Château de la Reine Blanche - Paris, France

Café de Flore - Paris, France

Ladurée - Paris, France

Ladurée SoHo - New York, NY

Tiffany’s & The Blue Box Café - New York, NY

SERRA by Birreria - New York, NY

Sel Rrose - New York, NY

Glossier stores - various locations (the one in NYC is breathtaking)

The Berkeley Rose Garden - Berkeley, CA

Adelman Peony Gardens - Salem, OR

Puff & Petals - Atlanta, GA

Elizabeth Park Rose Garden - Hartford, CT

7 years ago

Modern day relationships

Name a scam

5 years ago
When Karma Turns Out To Be A Bigger Bitch Than You.
When Karma Turns Out To Be A Bigger Bitch Than You.
When Karma Turns Out To Be A Bigger Bitch Than You.
When Karma Turns Out To Be A Bigger Bitch Than You.
When Karma Turns Out To Be A Bigger Bitch Than You.
When Karma Turns Out To Be A Bigger Bitch Than You.
When Karma Turns Out To Be A Bigger Bitch Than You.
When Karma Turns Out To Be A Bigger Bitch Than You.
When Karma Turns Out To Be A Bigger Bitch Than You.
When Karma Turns Out To Be A Bigger Bitch Than You.

When karma turns out to be a bigger bitch than you.

Being a minority does not give you a right to be an anti-black piece of shit.

6 years ago

UMM NO OFFENCE BUT START DOING THINGS THAT MAKE U HAPPY AND STOP PLEASING EVERYONE CAUSE TRUST ME NO ONE WILL EVER BE SATISFIED. PEOPLE WILL FOREVER LIVE VICARIOUSLY THROUGH U AND JUDGE AND BELITTLE EVERY STEP U MAKE. DO THINGS FOR URSELF AND UR LIFE. ITS EASIER SAID THAN DONE I KNOW BUT SERIOUSLY JUST START DOING THAT AND SEE HOW MUCH HAPPIER AND SATISFIED U ARE WITH URSELF.

5 years ago

George Floyd was killed by an officer while being handcuffed. He was PLEADING for breath.

A black man asked a woman to put her dog on a leash. The woman then threatened to call the cops on HIM and accuse him of threatening her.

A white pastor claimed two black men kidnapped him to cover up the fact that he was in the hotel room because he was cheating on his wife.

A white woman drowned her nine-year-old son with autism, and said a black man had done it.

Regis Korchinski Paquet was shoved off the balcony by an officer. She died.

Tony McDade, a transgender man, was shot and killed by an officer.

These are all under 72 hours. 3 days. Now, realize what happens in a month.

5 years ago
May The 10 Of Pentacles Bless Your Account With More Money Than You Can Spend. 💵✨

May the 10 of Pentacles bless your account with more money than you can spend. 💵✨

7 years ago

In the afternoon heat with the sun scorching my back, I walk barefoot along the city Adorned in rags and disheveled hair I’m a walking tragedy  That’s been plowed into every corner of the world Half kindness from a stranger is plenty But I’m a whisper uttered as an eternal curse The children’s choking laughter And women clinging to their purse Wandering eyes search my desolate face I look around in anticipation Searching for something clean, something beautiful Love.

Lady Sira


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midstofspring - Evolving. Poet. Lover
Evolving. Poet. Lover

just my evolving mind depending upon magic and rhymes.

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