Amazing News: Due To Me Working In A Library Full-time, I Qualified For The Federal Public Service Loan

Amazing news: Due to me working in a library full-time, I qualified for the federal Public Service Loan Forgiveness Program for student debt forgiveness. Which means most of my student loans (my Sallie Mae ones) are 100% forgiven. If you have a public service job, and you qualify, it could forgive your loans too. Below is more info on the program.

The information below describes the Public Service Loan Forgiveness (PSLF) Program. It includes the eligibility requirements and the process for tracking your progress toward qualifying for PSLF. This information can also be found in the PSLF Fact Sheet and the Dear Borrower Letter, which can be downloaded and printed.

What is the Public Service Loan Forgiveness Program?

What must I do to have any remaining balances on my Direct Loans forgiven under the PSLF Program?

What loans are eligible for forgiveness?

What are on-time, full, scheduled, monthly payments?

What is a qualifying repayment plan?

What kinds of employment qualify?

What is full-time employment?

What does it mean that my 120 Direct Loan payments must be made while I am working full-time at certain public service organizations?

How can I keep track of my eligibility?

What should I do after I become eligible for PSLF?

On January 31, 2012, the U.S. Department of Education (ED) released an Employment Certification Package to help borrowers track their progress toward qualifying for PSLF. The PSLF Employment Certification Package includes:

Dear Borrower Letter (updated March 2014)

Instructions for Completing Employment Certification for Public Service Loan Forgiveness

Employment Certification for Public Service Loan Forgiveness Form (available only in English)

PSLF Resources

Fact Sheet (updated December 2013)

Q&As (updated December 2013)

Source: Federal Student Aid, An Office of the US Department of Education

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9 years ago

angie’s super important and somewhat half-assed guide to basic BDSM knowledge

for cutesymichael, or anyone else who wants to write a BDSM relationship but is unsure of important dynamics. 

BDSM is an acronym, a shortened version of BD/DS/SM. This stands for Bondage & Discipline, Domination & Submission, and Sadism & Masochism. 

Here’s a really good guide to BDSM if you’re looking for a quick but in depth read. Wikipedia also has a lot of really good information on it. Video Guide

What is BDSM and Its History?

Why 50 Shades is An Inaccurate Portrayal

Safe, Sane, and Consensual

Safe Words

Terminology for Beginners

Terminology Glossary

Beginners Tips for BDSM

Why BDSM Is Not The Same As Abuse/DV

Manners & Etiquette

Limits

What is Collaring?

How To Be a Dominant

The Eight Types of Domination

How To Be a Good Submissive // and here

Submissive vs. Slave vs. Pet

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Topspace/Domspace

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Dungeon Etiquette and Play Parties

How to Approach a Dom

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9 years ago

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10 years ago

you're the yellow bird that i've been waiting for

pairing: luke/ashton, michael/calum (minor)

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He just would’ve preferred it if the universe hadn’t confirmed his suspicions by pulling this stupid stunt.

This stupid stunt being Ashton sitting on the couch, in front of his TV at 2 am in the morning, watching MTV, staring dumbly at his timer that has just hit zero. The flickering lights of the TV throw shadows over the thin white lines of the zeros and no matter how Ashton holds his arm, the zeros stay.

or, ashton discovers a flaw in the soulmate system and spends the upcoming years pining over someone who doesn’t know he exists.

a/n: this fic is something ive been working on for the past few weeks and that couldn’t have existed without the help of my always amazing squad (femmeashton, punkcaluhm, pizzawithlashton and mpregashton) <3333

read here

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9 years ago

How to see Aura

get a white paper, or if you have a white wall, it serves well too

1. Put your hand in front of the white paper or white wall  2. Pick one finger to look 3. Stare and the border of the finger 4. First you will start by seeing a trasparent contour around the finger 5. After a while you start seeing some color

PS.: Who is not used to it might take some time but keep starring… I advise you to try it at least for one minute if your eyes get tired then after a few minutes if you didnt have results do it another day repeat it every day untill you get i can tell if you follow these steps seriously you will get there.

Colors:

Red: related to material. Usually people that attract money easy, that can handle wealth well, enthusiastic

Blue: Spiritual,  balanced, relaxed, communicators, singers, intelligent, intuitive, healers

Indigo: psychic, intuitive, empathy, sensivity

Rainbow: healer, medium

Purple: spiritual, creative, artistical, philosophical, love to learn, connected with nature, psychic

Yellow: analytical, intelligent, scientists, good with perception, decisive

Pink: loving, giving, family oriented, strong psychic abilities, writers, anti-conflicts

green aura: hard working, creative, stable, practical, successful in business, generosity

Orange: kind, honest, sensible, quick to lose their temper, confident

white/silver: sensitivity, intuitive, psychic, spiritual, lucky

Gold: love attention, beauty, attract affection from others, great listeners, 

Brown: lack of confidence, selfishness, deception

Black aura: depression, hatred, negativity

The white, indigo, blue and violet are said to be the higher frequencies… One might have more then one aura color… Aura can change the color or the shade… It’s a spiritual field that reflects the spiritual level of a person… If a person changes too much the color of the aura might change too. But also it’s common to someone to never change it’s aura color.

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